The National Card Scheme is a pivotal component of SPS’s strategy to enhance financial inclusion and accessibility. This service provides a domestic card network that offers affordable and secure payment solutions for all Somalis. With the rollout of a national card scheme, SPS aims to reduce reliance on international card networks, lower transaction costs, and increase the availability of card-based payment options across the country. This initiative supports the broader goal of creating a more inclusive financial system that benefits everyone.

SPS will also implement as a shared infrastructure to aggregate participant intuitions’ demand for reliable and secure infrastructure to gain economic efficiencies in the implementation of ATM networks and hosted payment switches.